|The Employee Retirement Income Security Act of 1974, also known as ERISA, governs certain employer-provided health insurance, life insurance, and disability insurance plans. The federal ERISA statute enacted was meant to protect employees by establishing remedies for benefits denials, breaches of fiduciary duties, and failures to provide notice of plan terms or benefit changes. Unfortunately, insurance companies and ERISA insurance plans ofen use the ERISA regulation complexities as a way to improperly deny ERISA claims for ERISA benefits causing individuals to appeal through an administrative process or bring a Federal court lawsuit to recover their ERISA benefits.
Many attorneys are uncomfortable with ERISA cases, and will usually not take these types of cases. Well-funded insurance companies have a clear advantage over sick, disabled, or grieving claimants who do not have experienced ERISA attorneys. Specific rules and strict deadlines govern the ERISA administrative process that individuals must follow before they are allowed to file an ERISA lawsuit. Individuals must comply with the insurance plan's appellate procedures and ERISA law in order to bring an ERISA lawsuit. An attorney specializing in ERISA law can help identify mistakes and weaknesses in the insurer's review and ensure your ERISA administrative record contains appropriate evidence needed to support your claim and navigate the appeals process.
The McKennon Law Group specializes in ERISA insurance and insurance bad faith claims, appeals, and trials. The attorneys at the McKennon Law Group have over forty years of combined experience in litigating ERISA insurance and insurance bad faith cases. Attorneys Robert J. McKennon and Scott E. Calvert have previously represented large insurance companies issuing policies of disability, life, health, and long-term care insurance. Therefore, we can offer a unique perspective and broader understanding of how the insurance industry approaches both ERISA and insurance bad faith claims.
If you're in need of a Los Angeles ERISA Litigation attorney to litigate your ERISA insurance or insurance bad faith claim, please call (949) 387-9595 for a free consultation.